Privacy Policy

1. Introduction

This Privacy Policy describes how Team Adriann Ang (“we”, “us”, or “our”) collects, uses, discloses, and protects your personal data when you visit or interact with our website, rtnlfinance.com, in accordance with the Personal Data Protection Act 2012 (“PDPA”) of Singapore.

By accessing or using our website, you consent to the collection, use, and disclosure of your personal data as described in this Privacy Policy.

 

2. Personal Data We Collect

We may collect the following types of personal data:

a. Personal Data You Provide Voluntarily

  • Full name
  • Email address
  • Contact number
  • Any information submitted via enquiry forms, lead magnets, event registrations, or email communications

b. Personal Data Collected Automatically

  • IP address
  • Browser type and version
  • Device information
  • Pages visited and time spent on the website
  • Referral sources

c. Marketing & Tracking Data

  • Cookie identifiers
  • Advertising interaction data (e.g. ad clicks, page views, conversions)

 

3. How We Collect Your Personal Data

Your personal data may be collected through:

  • Website forms and landing pages
  • Newsletter or educational content sign-ups
  • Lead magnet downloads
  • WhatsApp, email, or direct enquiries
  • Cookies and tracking technologies
  • Online advertising and remarketing platforms

 

4. Purpose of Collection, Use and Disclosure

We collect, use, and disclose personal data for the following purposes:

  • To respond to enquiries or requests
  • To provide financial education content and resources
  • To communicate educational updates, insights, or invitations
  • To improve website performance and user experience
  • To conduct marketing, analytics, and remarketing activities
  • To comply with legal and regulatory obligations

We do not collect personal data for payment processing or transactional purposes.

 

5. Disclosure of Personal Data

Your personal data may be disclosed to:

  • Internal staff and authorised personnel
  • Third-party service providers (e.g. CRM systems, email platforms, analytics tools)
  • Advertising and remarketing platforms (e.g. Meta, Google)
  • Professional advisors where required
  • Regulatory or legal authorities where required by law

We do not sell personal data to third parties.

 

6. Advertising, Analytics and Remarketing

We use cookies, pixels, and similar technologies for:

  • Website analytics
  • Conversion tracking
  • Interest-based advertising
  • Remarketing to users who have visited our website

These tools may collect data such as IP address, device information, and browsing behaviour.

You may manage or disable cookies through your browser settings.

 

7. Protection of Personal Data

We implement reasonable security arrangements to protect personal data from unauthorised access, collection, use, disclosure, copying, modification, disposal, or similar risks, including:

  • Secure servers and encrypted connections
  • Restricted access to personal data
  • Internal data handling controls

 

8. Retention of Personal Data

We retain personal data only for as long as it is necessary to fulfil the purposes for which it was collected, or as required under applicable laws. Personal data that is no longer required will be securely deleted or anonymised.

 

9. Access and Correction of Personal Data

You may request access to, or correction of, your personal data in our possession by contacting our Data Protection Officer. We may require verification of identity and will respond within a reasonable timeframe in accordance with PDPA requirements.

 

10. Withdrawal of Consent

You may withdraw your consent for the collection, use, or disclosure of your personal data at any time by contacting us. Please note that withdrawal of consent may affect our ability to provide certain services or communications.

 

11. Transfer of Personal Data Outside Singapore

Your personal data may be transferred, stored, or processed outside Singapore (e.g. cloud-based platforms or overseas service providers). Where such transfers occur, we ensure that the receiving parties provide a standard of protection comparable to that under the PDPA.

 

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated revision date. Continued use of our website constitutes acceptance of the revised policy.

 

13. Contact Information – Data Protection Officer

If you have any questions, requests, or concerns regarding this Privacy Policy or your personal data, please contact:

Data Protection Officer

Adriann Ang

Email: hello@adriannangadvisory.com